Thursday, September 6, 2018

Lic jeevan shanti bangalore

LIC Jeevan Shanti - New LIC Plan

LIC Jeevan Shanti Plan is a non-linked, non-participating, single premium annuity plan wherein the Policyholder has an option to choose an Immediate Annuity or Deferred Annuity. This plan shall be allowed to lives including third gender.

Premium Payment Mode:
Single Premium


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Annuity Mode:
• Annuity may be paid either at monthly, quarterly, half yearly or yearly intervals.

Minimum Entry Age :
30 Year Completed

Maximum Entry Age :
• 100 years (last birthday) for Option F in Immediate Annuity
• 85 years (last birthday) except Option F in Immediate Annuity
• 79 years (last birthday) Deferred Annuity

Minimum Sum Assured :
• Rs.1,50,000/-

Maximum Sum Assured :
NO LIMIT

Annuity Option :
1. IMMEDICTE ANNUITY OR 2. DEFERRED ANNUITY
10 OPTIONS FOR IMMEDIATE ANNUITY
2 OPTION FOR DEFERRED ANNUITY : 1. SINGLE LIFE 2. JOINT LIFE

DEFERMENT PERIOD :
1 year to 20 years

CLOSE RELATIVES AS JOINT LIFE ANNUITANTS [ MEANS : GRAND PARENTS / PARENTS / CHILDREN / GRAND CHILDREN OR SPOUSE OR SIBLINGS ]
Surrendered Value :
The policy can be surrendered at any time after three months from the completion of policy.Surrendered shall be allowed under the following annuity options only:
a. Immediate annuity-
i) Option F: Immediate Annuity for life with return of Purchase Price.
ii) Option J: Joint Life Immediate Annuity for life with a provision for 100% of the annuity payable as long as one of the Annuitant survives and return of Purchase Price on death of last survivor.
b. Deferred annuity-
i) Option 1: Deferred annuity for Single life
ii) Option 2: Deferred annuity for Joint life

Loan :
Loan facility shall be available after completion of 1 policy year. Policy loan shall be allowed under the following annuity options only:
a. Immediate annuity-
i) Option F: Immediate Annuity for life with return of Purchase Price.
ii) Option J: Joint Life Immediate Annuity for life with a provision for 100% of the annuity payable as long as one of the Annuitant survives and return of Purchase Price on death of last survivor.
b. Deferred annuity-
i) Option 1: Deferred annuity for Single life
ii) Option 2: Deferred annuity for Joint life




Friday, March 16, 2018

LIC BIMA SHREE





Call 9945689986 for more details about
LIC BIMA SHREE PLAN
       
Non Linked Money Back Limited Payment Guaranteed Addition

Age Group    –  Policy Term
8  –  55 yrs  -   14   yrs  
8  –  51 yrs  -   16   yrs 
8  –  48 yrs  -   18   yrs 
8  –  45 yrs  -   20   yrs

Term – 4  =  Premium Paying term
14 yrs – 10 yrs
16 yrs – 12 yrs
18 yrs – 14 yrs

20 yrs – 16 yrs 




Maturity Benefit



Maturity Sum Assured
+
Guaranteed Additions
+
Loyalty Additions


Death Benefit

Death Sum Assured
+
Guaranteed Additions
+
Loyalty Additions



Guaranteed Additions
First 5 Years
Rs.50 per 1000 BSA

Subsequent Years
Rs.55 per 1000 BSA


Commencement of Risk
from
Day One

Sum Assured on Death :
Highest of:

1. 125% of BSA   or
2. 10 times AP  or
3. 105% of Total Premiums Paid (excluding GST)


USP’s of BIMA SHREE
1. Exclusive Plan for Upper Middle Class
2. Guaranteed Addition for Full PPT
3. Loan after 2 years
4. 125% Risk Cover from day 1
5. Premium Waiver for Minors
6. Money Back in 2 years Gap
7. 4 years Premium Holiday
8. Loyalty Addition after 5 years
9. SB Deferment Option
10. Settlement Option for SB and Claim



Optional Riders:
1. Accidental Death and Disability Rider
2. Accident Benefit Rider
3. Term Assurance Rider
4. Critical Illness Rider5. Premium Waiver Benefit Rider (Minor)

Loan Just After
2 years


Vist our site for more details
www.licbangalore.co.in


Our other websites:

www.licagentbangalore.com
www.licagentbangalore.in